Privacy Policy, Disclosures & Consumer Notice

1. Company Information

ZipBuy, LLC
150 S. Pine Island Road, Suite 300
Plantation, FL 33324
Phone: (888) 693-7001
Email: support@zipbuy.io
Website: www.zipbuy.io

Residential Mortgage Licensing

ZipBuy, LLC d/b/a ZipBuy Home Loans
Company NMLS ID 2522706

Management

Wilguimps Saint Jean
President & CEO
Individual NMLS ID 1890873

2. About the ZipBuy Ecosystem

ZipBuy, LLC operates a unified ecosystem of real estate, mortgage, and commercial finance brands. Depending on the nature of your inquiry, information submitted through any ZipBuy property may be routed to the appropriate ZipBuy company, licensed professional, or participating provider.

ZipBuy Home Loans

Website: www.zipbuyhomeloans.com
Residential mortgage financing services. NMLS Company ID 2522706.

ZipBuy CRE, LLC

Website: www.zipbuycre.com
Commercial real estate finance for investors, developers, and business owners.

ZipBuy Global

Website: www.zipbuyglobal.com
Foreign national real estate lending for international investors.

ZipBuy Realty, LLC d/b/a ZipBuy Homes Team

Website: www.zipbuyhomesteam.com
Real estate brokerage and referral services.

BestPreQual

Website: www.bestprequal.com
Consumer marketing, education, and lead-generation platform for mortgage and real estate financing.

DigitalZLOC

Website: www.digitalzloc.com
Digital home equity line of credit platform for homeowners.

3. Information We May Collect

We may collect information that you voluntarily provide, including:

• First and last name
• Telephone number
• Email address
• Mailing address
• State of residence
• Property address
• Property type
• Purchase or refinance interest
• Estimated purchase price or property value
• Desired loan amount
• Down payment information
• Occupancy information
• Business name and type (for commercial inquiries)
• Financing objectives
• Credit-related information voluntarily supplied
• General income or asset information
• Preferred contact time
• Comments or details regarding your financing or real estate scenario

We may also automatically collect technical information, including IP address, browser type, device information, operating system, referring website, pages visited, approximate geographic location, cookies, analytics information, and website interaction data.

4. How We Use Information

We may use information to:

• Respond to your inquiry
• Route your request to the appropriate ZipBuy brand or professional
• Connect you with licensed Mortgage Loan Originators
• Connect you with licensed real estate professionals
• Connect commercial borrowers with participating financing providers
• Provide requested mortgage, financing, or real estate information
• Schedule consultations
• Communicate regarding your inquiry
• Manage leads through CRM systems
• Provide educational materials
• Improve websites and marketing
• Conduct analytics and reporting
• Protect against fraud and unauthorized use
• Maintain security and comply with legal requirements

5. Information Sharing

Information submitted through any ZipBuy property may be shared with or routed to:

• ZipBuy, LLC d/b/a ZipBuy Home Loans
• ZipBuy CRE, LLC
• ZipBuy Realty, LLC d/b/a ZipBuy Homes Team
• Appropriately licensed Mortgage Loan Originators
• Participating mortgage lenders, banks, and credit unions
• Real estate professionals and referral partners
• Third-party service providers and technology vendors

Information is routed based on the type of product or service requested, applicable licensing requirements, and professional availability.

6. Affiliated Company Sharing

ZipBuy, LLC is affiliated with WSJ Company Holdings, LLC d/b/a WSJ Brands. Where permitted by applicable law, information may be shared with WSJ Company Holdings, LLC and companies under common ownership, control, or management for legitimate business purposes, including lead routing, customer relationship management, marketing, business development, operational administration, analytics, reporting, quality assurance, technology support, compliance, fraud prevention, consumer education, and coordinating products or services related to your inquiry.

7. Consumer Privacy Rights

Depending on your jurisdiction, you may have certain privacy rights, including the right to access, correct, delete, or restrict certain uses of your personal information. To submit a consumer privacy request:

• Email: support@zipbuy.io
• Phone: (888) 693-7001
• Mail: ZipBuy, LLC, 150 S. Pine Island Road, Suite 300, Plantation, FL 33324

8. Contact Us

For questions regarding this Privacy Policy, consumer requests, compliance inquiries, marketing preferences, website concerns, or privacy matters, contact:

ZipBuy, LLC
150 S. Pine Island Road, Suite 300
Plantation, FL 33324
Phone: (888) 693-7001
Email: support@zipbuy.io